The term of a commercial mortgage is generally between five and ten years for stabilized commercial properties with established cash flows (sometimes called "permanent loans"). Between one and three years for properties in transition, for example, newly opened properties or properties undergoing renovation or repositioning (sometimes called "bridge loans"). Some commercial mortgages may allow extensions if certain conditions are met, which may include payment of an extension fee. Some commercial mortgages have an "anticipated repayment date," which means that if the loan is not repaid by the anticipated repayment date, the loan is not in default. VII offers 60 months fixed interest with extensions to 120 months total on the loan at 0.5% per annum.
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Mission Statement/Vision
VII Capital Funds brings several Business, Financial and Commercial Private Industries together through interconnecting programs. Combining our Experienced and Expert Real Estate Commercial Lending Professionals with flexible Commercial Loan Programs and Products that help our clients realize their Project Development dreams. We offer Private Loan Financing, Commercial Loans, Commercial Property, Retail Loans, Industrial Loans, Strip Mall, Office Building Loans, Shipping and Cruise lines, Lines of Credit, Manufacturing, Commercial Fishing Vessel, International Business Loans, Venture Capital Lending, Medical Loans, Real Estate Development, Resorts, Hotel - Lending, Mixed Use, Start-Up Lending, Commercial Renovation Loans, High-rise, Financing, Consultation and Structuring of existing or Refinancing of existing loans to improve our client’s ability to Fund, Buy, Develop and Build their business both locally and abroad. VII Capital Funds offers Manageable loan services, diverse lending products for Commercial and Private Ventures including Equity Partners, SBLC -BG and quantifiable knowledge that is flexible, usable and creates value in Commercial Real Estate Matters. VII Capital Funds utilizes Private Placement Programs through the U.S. Federal Security & Exchange Commission (SEC) – 540, 505 and 506 filings for Raising Capital to diversify our portfolio just to name a few. VII Capital Funds Also Associates with other Insurance and Investment Professionals in expanding our client’s ability to receive industry advice and products with Financial Planning, Consultation, Investment Products, Market Investments, Life Insurance, Business, and Protection Products from other producers licensed and regulated in these fields of industry.